With January already half over with, many of us are second-guessing our New Year’s resolutions in favor of easier lifestyles. While it’s certainly not inspiring to give up on any resolution, those who made it their mission to live healthier lives ought not to give up now. Yes, your health is of the absolute importance and thus is the primary reason why a commitment to diet and exercise in the year 2012 should be maintained. But in addition to this fundamental incentive, there are immediate financial advantages to maintaining a healthy weight as well as long term reasons to do so as well. For those in need of a boost of motivation to continue on the path to diet and exercise, consider the following ways doing so will surely save you serious sums of money:
Less spent on food costs: Any dietitian will tell you that the primary cause of overeating is the acceptance of enormous portions at mealtimes. When you make an effort to eat less in order to lose weight, you’re certain to save money by not spending so much on food. In addition to smaller portions, you’ll also be avoiding expensive midday snacks, further increasing the amount of available income you have on a daily basis.
Less spent on travel costs: 30 to 50 lbs can make a big difference in a vehicle’s fuel economy over time. If you lose that much weight, you’re certain to spend less on gas in the long run. But fuel costs can also be curbed by preferring to walk and bike more often through a dedicated workout regimen. New Yorkers – walk instead of ride the subway. Midwesterners – dig that bike out of Kansas City self storage and ride it to work.
Less spent on insurance: The healthier life you lead, the less life and health insurance is going to cost. The simple way to guarantee a cheaper rate is by losing weight, as the body-mass index is one part of your health that insurance companies take very seriously. While quitting smoking and reducing drinking greatly will drive insurance costs down more, getting yourself to a healthy weight will reduce your costs.
Less spent in your free time: In addition to the savings accrued from eating less in your spare time, leading a more active lifestyle is sure to be cheaper than preferring pay-per-view and trips to the mall on the weekend. Forget about the gym, which is admittedly not very cost-effective; public parks varying from urban gardens to nature preserves provide you with the venues necessary to enjoy an active day without spending a dime.
If you’re thinking about giving up on those December 31st aspirations to get into shape, don’t quit just yet! The personal finance benefits of such dedication are simply too good to pass up, in addition to the improvement to your health.