What are the 2011 401k maximum contributions?

Believe it or not, it’s time to start preparing for 2011.  One of the critical questions for financial planning for 2011 is what is the new 401k contribution limit going to be for your 401k or other retirement plan?

The 2011 401k maximum contribution will remain at $16,500 in all likelihood.

The IRS doesn’t offer a figure on its website, but it does mention that future increases in the tax deferred ceiling for 401k contributions will only occur due to increases in the cost of living adjustments (COLAs) .  This index is down year over year, so it’s unlikely we’ll be getting a bump up.  This means that the maximum on Roth IRA’s will also stay the same.

Below you can see the historical contribution limits:


10/28/2010 Update: The IRS announced last week that the 2011 401k max contributions will stay the same next year at $16,500 so my prediction played out.


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